Terms of Use and Disclosures

Important Disclosures

The information presented in this site/podcast is not intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any particular investor. Nothing in our discussions constitutes legal, accounting or tax advice or individually tailored investment advice. The investment discussions  and research is prepared for general circulation and has been prepared without regard to the individual financial circumstances and objectives of persons who receive or obtain access to it. The opinions are of the hosts, Andrew Horowitz and John C. Dvorak.

Research reports and any information provided by Horowitz or Dvorak are based on sources that we believe to be reliable. However, we do not make any representation or warranty, expressed or implied, as to the accuracy of our research, the completeness, or correctness or make any guarantee or other promise as to any results that may be obtained. Neither we, any of our affiliates, nor any other person, shall have any liability whatsoever to any person for any loss or expense, whether direct, indirect, consequential, incidental or otherwise, arising from or relating in any way to any use of or reliance on our discussions or the the information contained therein as we are not providing advice or recommendation. This is all for entertainment and educational value.

Some discussions may contain forward looking statements which are based on current expectations and differences can be expected. All information, including any estimates, opinions and information contained therein, reflects our judgment as of the news, publication or other dissemination date of the information and is subject to change without notice. Further, we expressly disclaim any responsibility to update such information or opinions that we have included in a podcast episode or this site.

Risk Considerations

Investing involves substantial risk. Past performance is not a guarantee of future results, and a loss of original capital may occur. No one listening to our podcast or accessing our site should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence, including carefully reviewing any applicable prospectuses, press releases, reports and other public filings of the issuer of any securities being considered. None of the information presented should be construed as an offer to sell or buy any particular security. Again, please view all discussions and information as educational in nature. As a reminder, please use your best judgment when investing.

Additional Points for Consideration Regarding Horowitz & Company, Inc. (Horowitz & Company)

Related to this site and podcasts: Materials, comments, views and discussions from Horowitz are provided for information and educational purposes only and are not intended as advice or a recommendation or an offer or solicitation for the purchase or sale of any security or financial instrument. This material is not a complete analysis of all material facts respecting any issuer, industry or security or of your investment objectives, parameters, needs or financial situation, and therefore is not a sufficient basis alone on which to base an investment decision. Horowitz & Company and its related persons may have positions (long or short), effect transactions of financial instruments mentioned herein (or options with respect thereto), with issuers mentioned. Moreover, investment strategies and client portfolios of Horowitz & Company may have acted on the basis of this material. The information contained herein is as of the date and time referenced above and Horowitz & Company does not undertake any obligation to update such information. All market prices, data and other information are not warranted as to completeness or accuracy and are subject to change without notice. Past performance is not indicative of future results. The investments discussed may fluctuate in price or value. Changes in rates of exchange may have an adverse effect on the value of investments. Discussions involving financial instruments mentioned herein may not be suitable for all investors.

Horowitz & Company, Inc. is registered as an investment advisor with the State of Florida and conducts business in other states where it is properly registered or is excluded from registration requirements. Registration does not imply any level of skill or training.

The site and podcasts are available to be used for entertainment and educational purposes ONLY.

If you would like the most recent copy of Horowitz & Company’s ADV II or other information, please visit www.thedisciplinedinvestor.com